It is quite natural for most people to want to make sure their families (and themselves) are going to be financially secure in the event of loss of income, illness or worse.
But with the usual pulls and pushes of daily life, it is all too easy to forget to deal with these considerations.
“I’ll sort it out soon - maybe next week” is a common response.
This is quite an understandable reaction. The wide variety of protection policies available can appear bewildering and confusing.
Questions such as “what type of cover should I have for myself and my family?” or “what is the correct level of cover?” need the experienced, professional eye of a Financial Adviser to help you understand this complex and wide-ranging subject, and guide you towards making the right decisions based on your own circumstances.
Financial Protection can include a very broad spectrum, and you might wish to consider protection cover for:
- Your home and its contents
- Yourself
- Your partner or spouse
- Your family
- Your income, or the income of other family members
- Your health and the health of your family
There are so many different products and providers, and not all of them may be suitable for you and your family.
Our role is to guide you through the options available, identifying the most appropriate mix of protection cover for you and your loved ones.
Life Cover (Non-Investment) and Income Protection
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Critical Illness Plans
The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.
